There are many different types of very good solid loan products for a buyer to chose from. The main concern a seller has is the appraisal and length of time to close.

All loan products will require smoke and carbon monoxide detectors. FHA and VA will want hand rails installed for 3 steps or more, and any mold removed as well as chipped paint repaired. Conventional loans may want this depends on the cost to repair.

Loans are underwritten in typically 3 days or less lately. Therefore a buyer should be able to close within 30 days.